Robinhood is an American Fintech (Tech + Finance) company which has a mobile app and website and lets users trade in stocks, ETFs, Options and also crypto trading without any fees. Robinhood is in the news because of the tremendous traction it has received since its launch, more so recently. Also, for attracting millennials with … Continue reading The Phenomenon of Robinhood
If one wants to understand Microfinance space, it's important to know the Microfinance Crisis in Andhra Pradesh. It's important to study failures and the reasons. Background: A SHG (self help group) is a community based group with 10-20 members. They are usually A SHG (self help group) is a community based group with 10-20 members. They are … Continue reading Explainer: When Microfinance blew up in Andhra Pradesh
Microfinance is providing financial services to that section of the population which is not served by the traditional financial institutions. Micro-credit refers to the granting of very small loans to impoverished borrowers, with the aim of enabling the borrowers to use that capital to become self-employed and strengthen their businesses. Microfinance Institutions give loans in … Continue reading Explained: Micro-finance
Global Value Chain Division of labour is an idea which dates back millennia but the modern production systems have evolved as 'Global Value Chains (GVC)' Under Global Value Chains, production is broken down into activities and tasks carried out in different countries. While trans-national co-operation in production is an old idea, this in last few … Continue reading Explainer: Global Value Chains or supply chains and why they are important.
Container doesn't come across as a world changing Innovation. But this seemingly simple metal box changed the face of global trade and industry. This has been beautifully chronicled in the book, 'The Box' by Marc Levinson Loading goods crate by crate is a costly and time consuming affair. Containers by standardizing the process enabled speed … Continue reading Thinking in the box: How containerisation disrupted the world!
Imagine if you were to assemble a desktop PC. You need to bring together various hardware, assemble it and then install the software. But what if the makers of hardware and software set their own connectivity standards. They aren’t interoperable, not all will work together seamlessly. This will severely restrict one's ability to choose the … Continue reading How Reliance Jio built the In-house 5G Solution
In India, by default it is assumed that a politician is a criminal. Nearly 50% of the Member of Parliament(MPs) in India have criminal cases pending against them. Out of 539 winners analysed in Lok Sabha elections held in 2019, 233 MPs had declared criminal cases against themselves. Around 159 (29 per cent) winners this … Continue reading Crime, Money and Muscle in Indian Politics
Cloud kitchen is a delivery-only restaurant, with no dine-in facility. They are also known as dark kitchens, ghost kitchens, virtual restaurants, and satellite kitchens. Restaurants require a lot of capital to set up and run. Cloud Kitchens do not require investments in dine-in facilities which is a major investment, reducing the capital investment. This has … Continue reading A look at the business of Cloud Kitchens
A physical book store won't have the shelf space to keep niche books as there is a cost of shelf space and the book should have enough sales to justify it. Thus they keep books which can be sold in sufficient quantities to make it feasible to stock and display them. A bookstore has a … Continue reading “The Long Tail” – How Internet enabled low cost distribution opens up new markets.
The Government of India has banned 59 Chinese Apps. One of them is TikTok which had become a national pastime. It had around 1.2 crore content creators and 12 crore monthly users.Indian users on an average spent 34 minutes everyday on it. Almost one third of smartphones in India had the app.It ruled the short … Continue reading Land Grab: The race to fill the vacuum left by TikTok