Sharing notes from the book 'The Four: The Hidden DNA of Amazon, Apple, Facebook and Google' by Scott Galloway. If one were to wear an analytical hat, one can use these attributes as pointers in studying business models. If one is an entrepreneur, then one can try to incorporate these. Although it mentions Trillion $, … Continue reading Attributes of the next trillion $ Company
The razor and blades business model is a strategy about selling a durable product/basic product, or "razor," at a low profit margin (sometimes even giving it away) to help drive sales of the higher-margin proprietary consumable or complementary, or "blades." It is also called 'Bait and Hook'. The basic product is cross subsidized by high … Continue reading Razor and Blades Business Model
Competition is good. It helps bring efficiency, better quality and prices for consumers. We have seen how allowing the private sector in telecom transformed the sector. Gone are the days when making a phone call was an expensive affair and also the reliability of the service was low. Indian Government is planning to allow the … Continue reading Allowing Private Sector in Passenger Train Segment
Debt markets are at the heart of the modern financial system. Credit flow is the lifeline of any economy. In the modern debt market there are three principal players. Lenders, borrowers and the third one which are the Credit Ratings Agencies or CRAs. Credit rating agencies stand between borrowers (Issuer of Debt) and the lenders … Continue reading Credit Rating Agencies (CRA) and the conflict of interest in the Issuer Pay model.
Robinhood is an American Fintech (Tech + Finance) company which has a mobile app and website and lets users trade in stocks, ETFs, Options and also crypto trading without any fees. Robinhood is in the news because of the tremendous traction it has received since its launch, more so recently. Also, for attracting millennials with … Continue reading The Phenomenon of Robinhood
If one wants to understand Microfinance space, it's important to know the Microfinance Crisis in Andhra Pradesh. It's important to study failures and the reasons. Background: A SHG (self help group) is a community based group with 10-20 members. They are usually A SHG (self help group) is a community based group with 10-20 members. They are … Continue reading Explainer: When Microfinance blew up in Andhra Pradesh
Microfinance is providing financial services to that section of the population which is not served by the traditional financial institutions. Micro-credit refers to the granting of very small loans to impoverished borrowers, with the aim of enabling the borrowers to use that capital to become self-employed and strengthen their businesses. Microfinance Institutions give loans in … Continue reading Explained: Micro-finance
Global Value Chain Division of labour is an idea which dates back millennia but the modern production systems have evolved as 'Global Value Chains (GVC)' Under Global Value Chains, production is broken down into activities and tasks carried out in different countries. While trans-national co-operation in production is an old idea, this in last few … Continue reading Explainer: Global Value Chains or supply chains and why they are important.
Container doesn't come across as a world changing Innovation. But this seemingly simple metal box changed the face of global trade and industry. This has been beautifully chronicled in the book, 'The Box' by Marc Levinson Loading goods crate by crate is a costly and time consuming affair. Containers by standardizing the process enabled speed … Continue reading Thinking in the box: How containerisation disrupted the world!
Imagine if you were to assemble a desktop PC. You need to bring together various hardware, assemble it and then install the software. But what if the makers of hardware and software set their own connectivity standards. They aren’t interoperable, not all will work together seamlessly. This will severely restrict one's ability to choose the … Continue reading How Reliance Jio built the In-house 5G Solution